{"id":50,"date":"2023-09-17T23:00:37","date_gmt":"2023-09-17T23:00:37","guid":{"rendered":"https:\/\/jjfin.wtb.agency\/?page_id=50"},"modified":"2023-09-25T09:15:41","modified_gmt":"2023-09-25T09:15:41","slug":"difference-entre-renting-et-leasing","status":"publish","type":"page","link":"https:\/\/www.jjfin.be\/en\/difference-entre-renting-et-leasing\/","title":{"rendered":"difference between renting and leasing"},"content":{"rendered":"
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Difference between renting & leasing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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When it comes to financing the acquisition of a vehicle or equipment, two commonly used options are the financial rental<\/strong> and the operational leasing<\/strong>. Although these terms may seem similar, they have important distinctions that impact how acquisition is managed. In this discussion, we will explore these fundamental differences between financial renting and operational leasing in detail, allowing you to make informed decisions about financing for your business or personal needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Leasing <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    CONTRACT<\/strong> <\/span>:
    Leasing contract: monthly capitalization (interest included) by the lessee. Predefined price and duration. <\/p>\n<\/li>\n

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    Owner<\/b>:<\/span>
    Legal owner: lessor
    Fiscal & economic owner: lessor <\/p>\n<\/li>\n

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    Tax<\/strong> :
    <\/span>The vehicle is not on the customer's balance sheet, therefore no impact on the debt ratio<\/p>\n<\/li>\n<\/ul>\n

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      Invoices<\/strong> :
      <\/span>Monthly bills are expenses under traditional financing<\/p>\n<\/li>\n

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      Purchase option<\/strong> :
      <\/span>No purchase option at the end of the contract determined in advance. <\/p>\n<\/li>\n

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      Administrative management<\/strong> :
      <\/span>Covered by the rental company. Tenant doesn't take care of anything. (insurance, taxes, maintenance, repairs) <\/p>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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      Renting<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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        CONTRACT<\/strong> <\/span>:
        Rental contract with predefined price and duration. Undefined mileage. VSmonthly apitalization (interest included) by the tenant.<\/span><\/p>\n<\/li>\n<\/ul>\n

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          Owner<\/b>:<\/span>
          Legal owner: tenant
          Fiscal & economic owner: lessor <\/p>\n<\/li>\n

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          Tax<\/strong> :
          <\/span>The vehicle is not on the customer's balance sheet, therefore no impact on the debt ratio<\/span><\/p>\n<\/li>\n

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          Invoices<\/strong> :<\/span>
          Monthly bills are expenses within the framework of traditional financing<\/span><\/p>\n<\/li>\n

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          Purchase option<\/strong> :<\/span>
          Residual value at the end of the contract: between 16% and 20% of the investment amount<\/p>\n<\/li>\n

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          Administrative management<\/strong> :<\/span>
          Risk management (insurance) is the responsibility of the customer. It is nevertheless possible, on a case-by-case basis, to integrate the insurance service into the contract. <\/p>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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          The major difference between financial renting and operational leasing lies in the services included (taxes, insurance, repairs, etc.)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

          Diff\u00e9rence entre renting & leasing Lorsqu’il s’agit de financer l’acquisition d’un v\u00e9hicule ou d’un \u00e9quipement, deux options couramment utilis\u00e9es sont le renting financier et le leasing op\u00e9rationnel. Bien que ces […]<\/p>\n","protected":false},"author":8,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-50","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.jjfin.be\/en\/wp-json\/wp\/v2\/pages\/50","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jjfin.be\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.jjfin.be\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.jjfin.be\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jjfin.be\/en\/wp-json\/wp\/v2\/comments?post=50"}],"version-history":[{"count":10,"href":"https:\/\/www.jjfin.be\/en\/wp-json\/wp\/v2\/pages\/50\/revisions"}],"predecessor-version":[{"id":246,"href":"https:\/\/www.jjfin.be\/en\/wp-json\/wp\/v2\/pages\/50\/revisions\/246"}],"wp:attachment":[{"href":"https:\/\/www.jjfin.be\/en\/wp-json\/wp\/v2\/media?parent=50"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}